Financing Your Solar Future with NHT’s SMART Energy Loan

 Going solar is a smart move—and now, it’s more affordable than ever thanks to the SMART Energy Loan from the National Housing Trust (NHT). This special loan program is designed to help Jamaican homeowners invest in renewable energy solutions that reduce electricity costs and support a more sustainable future. 

 What Is the SMART Energy Loan?

The SMART Energy Loan is a financing option offered by the NHT to eligible contributors. It provides up to $2.5 million JMD to help cover the cost of energy-saving upgrades such as:

• Solar panels
• Solar water heaters
• Solar insulation
• Rainwater harvesting and storage systems
• Other renewable energy solutions

Interest rates range from 0% to 5%, depending on your income, and repayment can stretch up to 10 years—or until you reach age 70, whichever comes first. 

At It’s Electric Jamaica, we’re not just here to sell you solar—we’re here to guide you every step of the way. If you’re interested in applying for the SMART Energy Loan, we’ll guide you:

• Understand the eligibility requirements
• Gather the necessary documents
• Choose the right solar products for your home
• Navigate the NHT application process with confidence

We believe financing should never be a barrier to clean energy. Whether you're upgrading your home or starting fresh, we’ll work with you to make solar accessible, affordable, and stress-free.

If interested in N.H.T. loan financing options contact us here